CashNet USA

As unfortunate as it may be, many of one's financial opportunities in life depend on a number: the FICO score. Credit affects us all when seeking a mortgage, car loan, or credit card, one's FICO score can make all the difference in the world. The FICO score is used by creditors to determine one's ability and likelihood to pay back debt; thus, due to the increased interest rates associated with less-than-perfect credit, those three digit numbers have the potential to make a reasonable $250 car payment soar to a less-manageable $400.