CashNet USA

Payday loans are smart way to avoid more expensive forms of credit, but they're not a long term solution for debt. For your long-term financial independence we encourage you to consider the following steps:

a) Take an inventory of all your debts We suggest that you make a list of all your debts. For example, all you owe this month - utility charges, phone bills, rent/mortgage, car payments, loan payments, and others. When these numbers are on a paper instead of your head, it becomes easier to manage them. If your expenses add up to more than your paycheck, you will need to look for ways to reduce and/or postpone those expenses.